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Partner program
Your rejected files are our best cases. Send them back fundable.
For loan consultants, DSAs, CAs and bankers — a referral path where your client is analyzed before paying, handled by a named consultant, and returned to you ready to close.
Who this is for
You meet them first. We make them fundable.
If your work brings you clients whose credit reports block the deal, a rejection doesn't have to be the end of your engagement — or your relationship.
Loan consultants & DSAs
A declined file is a lost payout. Refer the client for repair, stay updated throughout, and close the loan when they return fundable — they remain your client at every step.
CAs & tax consultants
Your MSME clients live and die by their CMR rank and company report. Bring us the report problems; keep the advisory relationship — and the credit for solving it.
Bankers & ex-bankers
You see rejections you privately know are report errors. One of our documented clients came exactly this way — “one of my bank friends suggested me Kenstone.”
Wealth & insurance advisors
Credit health sits underneath every financial plan. A clean referral path for report problems makes you more valuable to every client you already serve.
Why partners choose us
Your name rides on the referral. We treat it that way.
Analysis before payment
Your client's report is analyzed and our honest review shared — what's fixable, what isn't, at what price — before they pay a rupee. You never have to vouch for a black box.
One named consultant
Every referred case is owned by one consultant, start to finish — the same accountability our 500+ Google reviews describe, at 4.9 stars.
You stay in the loop
Progress updates through the engagement, and your client comes back to you loan-ready. Referral terms are discussed openly on the first call — in writing, like everything we price.
How it works
Four steps. No portal training required.
Talk to the partner desk
One call on 080 6824 8827. We explain the process, the honest limits, and the referral terms — in writing.
Refer the client
Share the introduction; we take the report analysis from there — free review before any payment, always.
We work, you're updated
A named consultant runs the disputes; you and the client both know where the case stands.
Your client returns fundable
The corrected report goes back into your pipeline — your deal, your client, completed.
Two of the five clients telling their stories on this site arrived through partners — a consultancy and a banker friend. The channel works; we'd like to formalize it with you.
Before you ask
Partner questions, answered straight.
Who can partner with Kenstone Credit?
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How do referral terms work?
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Does my client become your client?
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What if the report can't be fixed?
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Proof, not promises
Our first Authorized Partner: a cold call that became a certificate.
In 2025, Akshatha Shetty from our team called BNI members in the finance sector. One of them was Rajgopal Padyar, partner at Credence Investment Services — a Bengaluru-and-Mangalore investment firm running since 2018. He had questions; she walked him through the process end to end. He tested us with one referral: a client with pending overdues she didn't know how to clear, and a score to rebuild. We resolved the dues, started the score work, and the client was satisfied — after which Credence asked us to extend the same work across all four bureaus. More than a year of steady referrals later, the relationship became formal: Credence Investment Services is Kenstone Credit's first Authorized Partner, and their Mangalore office now hosts our desk in the city.
The Authorized Partner certificate, at the Credence office in Mangalore — with the BNI wall behind it.
His testimonial, verbatim:
Hi, my name is Rajgopal and I am the partner of Credence Investment Services. We are an investment services providing company based out of Bengaluru. We are operating since 2018, and we cater our customers with mutual fund investment, PMS, alternate investment products and other investment related products. I'm also a proud member of BNI Mangalore Inspire chapter since 2018, and BNI has helped me to get into a lot of clients to invest. Last year we got a call from Akshatha, representing Kenstone, to repair credit scores of our customers. So accordingly, Credence Investment Services have partnered with Kenstone for repairing customers in Bangalore region. Since last few months, we have tied up with Kenstone and referred few clients to Kenstone, and all clients are happy. Akshatha is very good in taking customers' assignment and following it with cases. Also I must thank Mr. Harish Krishnamurthy, who is the director of Kenstone in Bangalore — also he is a member of BNI in Bangalore. And he is instrumental to get me onboard in Kenstone partnership. I wish all the best to Akshatha and Harish, and let our partnership go long, and we will also refer more clients to Kenstone to repair customers' CIBIL scores. Thank you.
Referral relationship since 2025 · Authorized Partner Agreement executed 2026 · brought in and managed by Akshatha Shetty
Ready to talk partnership?
Call the partner desk — or leave your number and we'll call you.
080 6824 8827 or WhatsApp us — replies in minutes