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Case studies

Real cases. Written by the people who worked them.

Four documented engagements — and a team still writing.

14 documented case studies14 clients on videoPublished with written consent
The library
Documented cases14
Clients on video14
States covered8
Returning clients3
ConsentWritten · every case
Escalations provenRBI · PMO · Nodal

Documented engagements

Every case: what was wrong, what we did, what changed.

Written by the consultants who handled them. Published with the clients' written consent. Video testimony where the client chose to record one.

Personal · Medical professional · Bengaluru

Three lenders, four bureaus — one report finally telling the truth

A guarantor account that wasn't his, gold loans wrongly written-off despite NOCs, and an untraceable overdue — corrected in 40–45 days. With the client's video story.

790
from 737
↑ 53 points
Personal · Father · Guntur, AP

A "wilful default" that wasn't — and a daughter's education loan unlocked

A repaid loan branded wilful default, a closed account never updated — corrected, then rebuilt past 700. Told on video by father and daughter both.

700+
from 658
↑ Loan sanctioned
Personal · Navy professional · Mangalore

Stuck for a year — even with another agency. Closed in three months.

Incorrect overdue remarks that survived customer care, branch visits and a year with another firm — resolved through structured escalation to senior bank officials.

Resolved in
2–3 mo
after ~1 year stuck
Overdue remarks removed
Business · MSME Textiles · Tamil Nadu

Three delinquencies, two banks — one corrected rank

Two Axis Bank accounts wrongly marked delinquent and a cleared HDFC account the bureau never updated. CMR 7 to 5 in 15 days — with the director's video story.

CMR rank
5
from CMR 7
↑ 2 ranks · 15 days
Personal · Sundargarh, Odisha

A genuine written-off account, resolved the honest way — in 14 days

14 days · NDC obtained · fully remote

Personal · Bengaluru, KA

A good score hid a broken report — 15 accounts that weren't hers

Data mismatch · CIBIL + Experian · clean report

Business · Gurugram, Haryana

Commercial CIBIL rank 7 → 3 — and the funding that followed

3 lenders resolved · new loans secured · AMC since

Personal · Bellary, Karnataka

Trust, twice: a wrongful "wilful default," then a stranger's gold loan

2 engagements · wilful default + gold loan + DOB corrected

Business · Surat, Gujarat

Three banks, three errors — one commercial report corrected

SMA mark · not-theirs loan · stale guarantee — all fixed

Business + Personal · Kerala

CMR 9 → 5, an OD renewed — then a "Settled" flag cleared in 30 days

Two engagements · returning client · on video

Personal · Bengaluru · couple

Ready to pay — and no way to pay. Until the right escalation.

SBI Card written-off · PMO escalation · 1 month

Personal · Bengaluru

Settled in 2023 — then sold, and reported "written-off"

RBI + PMO escalation · ₹5,000 compensation · ₹20L loan after

Personal · HDB Financial Services · PMO escalation

A good score, a stuck loan — and one remark that wasn't true

Dispute failed · PMO won in 7 working days · resolved 3 July 2026

Personal · Palakkad, Kerala · PMO grievance

768 → 727 with zero missed payments — restored in seven days

Vanished data verified & restored · 8–14 July 2026

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