The team · Consultant profile
Vaidhehi P
The consultant clients come back to — wrongful "wilful default" removals, entries that belong to strangers, and the patience for every query in between — on personal and commercial reports alike.
About
In her own words.
My professional journey began in the share-market industry, where I gained valuable experience in finance and customer service. On 22 May 2024, I joined Kenstone Credit as a Credit Consultant, and since then I have been passionate about helping individuals and businesses improve their credit profiles and reach better financial opportunities.
I believe every credit case is unique. I carefully analyze credit reports, identify errors, guide customers through the dispute process, and work toward the best possible resolution. I value honesty, transparency, and clear communication, making sure every customer feels supported at each step of their journey.
When a customer approaches me, they can expect dedication, professionalism, and a genuine commitment to resolving their credit concerns. My goal is not just to improve credit reports. It is to build trust, create lasting relationships, and make a positive difference in every customer's financial journey.
What she handles
The work this desk is known for.
The heaviest remark a report can carry — removed when the record proves the loan was cleared, as in her documented L&T Finance JLG case.
Loans that aren't the client's at all — personal or commercial — verified with the lender, disputed with the bureaus, removed from the record.
Wrong dates of birth and mismatched personal details corrected in bureau records — the small errors that quietly break loan applications.
Documented cases
Written by her. Verified by the record.
Company CMR Rank 8 → 6 in a week — an empty record, built out
Venus Trading Corporation · action plan, not a dispute · video + report evidence
Vaidhehi P"Post Write-Off Settled" removed after a rejected dispute — a 764 made loan-ready
Kotak Prime · clearance over settlement · PMO grievance · report evidence
Vaidhehi PA friend misused his card — cleared in a month, home loan approved
Axis & SBI Card · foreclosure route · four bureaus · video on page
Vaidhehi POne PAN, two people: a decade of foreign accounts, removed in fifteen days
Duplicate PAN · 7 foreign entries · report evidence
Vaidhehi PResolved from 8,000 km away: four bureaus corrected, 649 → 706
INTEGROFI overdue · video + report evidence · 1 month
Vaidhehi PFifteen mPokket overdues, four CIBIL issues — one clean month
19 entries · NOCs · four bureaus
Vaidhehi PThey offered to fix the record if the complaint was withdrawn
Two PMO escalations · DPDs corrected · CMR 7 → 3
By Rabia Basri & Vaidhehi PTrust, twice: a wrongful "wilful default," then a stranger's gold loan
2 engagements · wilful default + gold loan + DOB corrected
By Vaidhehi PThree banks, three errors — one commercial report corrected
SMA mark · not-theirs loan · stale guarantee — all fixed
By Vaidhehi PCMR 9 → 5, an OD renewed — then a "Settled" flag cleared in 30 days
Two engagements · returning client · on video
By Vaidhehi PReady to pay — and no way to pay. Until the right escalation.
SBI Card written-off · PMO escalation · 1 month
By Vaidhehi PReviewed guides
Checked line by line before publication.
The commercial report & CMR
Reviewed by Vaidhehi P · named in the guide's schema
Read your report like an analyst
Reviewed by Vaidhehi P · named in the guide's schema
CMR rating 1 to 10: what each rank means to a lender
Reviewed by Vaidhehi P · named in the guide's schema
Credit report terms, explained
Reviewed by Vaidhehi P · named in the guide's schema
What can and cannot be fixed
Reviewed by Vaidhehi P · named in the guide's schema
Clients, on camera
Named by the people she worked for.
0:31
0:20
2:18
1:29
Dear Team, Thank you for the prompt rectification of my CIBIL score issue. The entire process was very smooth and hassle-free. A special thanks to Vaidehi Madam for being extremely helpful, supportive, and responsive throughout the process. Her guidance made everything much easier. Truly appreciate the excellent service provided. Regards, Vidhya and Sivaramakrishnan
Every case gets one named consultant.
Yours starts with a call — your report analyzed and our review shared before any payment.
080 6824 8827 or WhatsApp us — replies in minutes
