The team · Consultant profile

Vaidhehi P

Sr. Credit Analyst · Kenstone Credit

The consultant clients come back to — wrongful "wilful default" removals, entries that belong to strangers, and the patience for every query in between — on personal and commercial reports alike.

4 documented case studiesNamed in 4 client videosNamed in a client reviewReturning client on record
Vaidhehi P, Sr. Credit Analyst at Kenstone Credit
Vaidhehi P
Sr. Credit Analyst
LinkedIn

About

In her own words.

My professional journey began in the share-market industry, where I gained valuable experience in finance and customer service. On 22 May 2024, I joined Kenstone Credit as a Credit Consultant — and since then, I have been passionate about helping individuals and businesses improve their credit profiles and reach better financial opportunities.

I believe every credit case is unique. I carefully analyze credit reports, identify errors, guide customers through the dispute process, and work toward the best possible resolution. I value honesty, transparency, and clear communication — making sure every customer feels supported at each step of their journey.

When a customer approaches me, they can expect dedication, professionalism, and a genuine commitment to resolving their credit concerns. My goal is not just to improve credit reports — it is to build trust, create lasting relationships, and make a positive difference in every customer's financial journey.

What she handles

The work this desk is known for.

Wrongful "wilful default" removal

The heaviest remark a report can carry — removed when the record proves the loan was cleared, as in her documented L&T Finance JLG case.

Entries that belong to strangers

Loans that aren't the client's at all — personal or commercial — verified with the lender, disputed with the bureaus, removed from the record.

Identity-detail corrections

Wrong dates of birth and mismatched personal details corrected in bureau records — the small errors that quietly break loan applications.

Documented cases

Written by her. Verified by the record.

Clients, on camera

Named by the people she worked for.

Shravanya thanks Vaidhehi at Kenstone Credit 0:31
You gave me trust — not for once, but twice. I do mean it.
Shravanya
Client · names Vaidhehi on video
Video testimonial from Nikita, a Kenstone Credit client 0:20
Your guidance gave me the confidence to make my financial decisions.
Nikita
Mahakali Fashion, Surat · thanks Vaidhehi
Video testimonial from P. R. Padmakumar, a Kenstone Credit client from Kerala 2:18
It was like a new life for me — when my CIBIL and CMR all changed.
P. R. Padmakumar
Padmasree Bakery, Kerala · thanks Vaidhehi
Video testimonial from the SBI Card written-off case clients 1:29
I didn't have to go through any hassle — from desperately looking for help, to now that it has been done.
Sivaramakrishnan & Vidya Balaji
SBI Card case, Bengaluru · thanks Vaidhehi
★★★★★

Dear Team, Thank you for the prompt rectification of my CIBIL score issue. The entire process was very smooth and hassle-free. A special thanks to Vaidehi Madam for being extremely helpful, supportive, and responsive throughout the process. Her guidance made everything much easier. Truly appreciate the excellent service provided. Regards, Vidhya and Sivaramakrishnan

Vvidhya balajivia Google

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